The AI engine behind every deliverable.
Here is exactly what Fintera's platform does — automatically, every month — before you ever open a file.
Automated transaction processing
What it does:
Ingests every transaction from your client's connected accounts — bank feeds, credit cards, Stripe, Gusto, Brex — and categorizes them against the chart of accounts.
How it works:
Machine learning trained on 50,000+ startup transaction histories. Confidence scoring on every categorization. Items below 95% confidence enter human review queue.
Full account reconciliation
What it does:
Reconciles every bank and credit account against the general ledger. Identifies uncleared items, outstanding checks, and timing differences.
How it works:
Automated matching against imported bank statements. All differences surfaced with explanation — nothing is buried.
Statistical anomaly detection
What it does:
Compares current month activity to historical patterns. Flags statistical outliers — expense spikes, duplicate transactions, potential errors, missing accruals.
How it works:
Deviation analysis on all line items. Natural language alert generation for each anomaly. You decide: approve, adjust, or investigate.
Investor-grade reporting
What it does:
Generates GAAP-compliant financial statements: P&L, balance sheet, cash flow, and custom KPI dashboard. Board deck financial section auto-generated.
How it works:
Startup-specific reporting templates. Board-ready output. You add narrative and strategic commentary before client delivery.
You review and approve everything before it reaches your client. Fintera never communicates directly with founders about financial content. You remain the relationship owner — always.
See the output. Judge for yourself.
Every deliverable below represents actual Fintera output — anonymized and redacted. This is what your clients receive.
P&L SUMMARY — OCT 2024
Monthly Financial Package
Complete financial package for a Series A SaaS company — GAAP-compliant and board-ready.
Sample output — actual deliverables are customized per client.
Duplicate transaction flagged
$4,200 from Stripe on Oct 3 + Oct 4. Likely split capture. Confirm or adjust.
Anomaly Detection Alert
Plain-language summary of statistical outliers with recommended actions and one-click resolution.
Sample output — actual deliverables are customized per client.
Q3 FINANCIAL SUMMARY
Board Deck Financial Section
Ready-to-present financial slides for board meetings and investor updates.
Sample output — actual deliverables are customized per client.
MRR
$408K
+8% vs prior mo
Gross Margin
79.5%
+1.2pp vs prior mo
Cash Runway
18 mo
-1 mo vs prior mo
CAC Payback
7.2 mo
-0.8 mo vs prior mo
KPI Dashboard
Four core metrics with trend indicators — always up to date, always client-facing.
Sample output — actual deliverables are customized per client.
Quality Gates
Day 1 BD
ML Categorization
Day 3 BD
Reconciliation
Day 4 BD
Anomaly Clearance
Day 5 BD
CFO Notification
Day 7 BD
Client Delivery
Day 1 BD
ML Categorization
Day 3 BD
Reconciliation
Day 4 BD
Anomaly Clearance
Day 5 BD
CFO Notification
Day 7 BD
Client Delivery
BD = Business Day
Delivery SLAs
Full SLA commitments, miss conditions, and escalation paths are documented in §7 Deep Dives →